How does this work for our company?

1.	Employees choose a monthly pre-tax salary reduction amount Each $300 in salary reduction increases an employee's take-home pay by up to $100 or more
2.	Employees select a personal health policy for themselves or dependents Personal policies are permanent, portable and cost healthy employees or dependents much less than group coverage
3.	Employees are reimbursed, tax-free through ZanePOP for their premiums ZanePOP Reimbursements cover personal health insurance premiums for employees, dependents, or COBRA from a former employer

Employees get Health Benefits at No Cost to Employers

Employers save $459 per employee on FICA/FUTA
Employees save up to 40% of their insurance premium in withholding taxes, improving their take-home pay

See Employee Savings Example

Without ZanePOP		$500/month ZanePOP
$4,000 Gross Salary		-$3,500 Gross Salary
-$1,400 Witholding (35%)		-$1,225 Witholding (35%)
=$2,600 Net Salary		=$2,275 Net Salary
		+$500 POP Reimbursement
=$2,600 Actual Paycheck		=$2,775 Actual Paycheck

Take-Home-Pay without ZanePOP $2,600 per month		Take-Home-Pay with ZanePOP $2,775 per month
Employee receives $2,100 per year more Take-Home-Pay Employer saves $459 per year (7.65%) on FICA/FUTA per employee

Learn More

No Need to Wait - No Changes to your Existing Health Benefits!
Offer your employees, new hires, ineligibles, spouses, and dependents immediate cash savings without any changes to your existing health benefits plan.

Contact your ZanePOP Agent Today

Copyright © 2010, Zane Benefits Inc.
Disclaimer: This information provided on this website is general in nature and does not apply to any specific U.S. state except where noted.
Health insurance regulations differ in each state. See your local licensed agent or ZaneHRA authorized reseller for detailed information on your state.

This website and related materials contain proprietary information, property of Zane Benefits, Inc., patent pending. Patents mentioned refer to patents or patent pending.
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